By Shelly Campbell Insurance companies and institutes have conducted studies that they believe prove that credit history can predict the likelihood of an individual being involved in an accident or filing a claim. Insurers also consider your consumer and insurance credit history to determine how well you pay your bills and how often you make changes to your policy or switch companies.
Read more: What Does My Credit Score Have to Do With the Price of My Insurance?
By Shelly Campbell Did you know the police may have cameras and programs installed in their onboard computers to automatically read your license plate number in the Portland metropolitan area and other Oregon areas? This program provides them with detailed information about your car and your insurance status.
By Shelly Campbell Just because your car has a dozen airbags doesn’t mean it’s the safest on the road. Auto insurance companies look at all the engineering aspects of the vehicle, not just airbags. How well does your vehicle’s frame and shielding (fenders and door panels) hold up in an impact? You can spend days searching online for government and private party safety ratings for your make and model, and still not know how an insurer will rate it.
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