Auto insurance companies in Oregon offer customers discounts of up to 40% for maintaining a car insurance policy for at least 6 months. Keeping a policy in-force with your name on it or as a listed driver is likely the most significant discount.

If you haven't had insurance, the discount usually begins after you have maintained your insurance coverage for six months, and the discount gets bigger the longer you can prove you have had insurance (up to three years). Look at the information sent to you for your auto insurance and see if you can find enough proof to get you this credit.

Unfortunately, some companies don't automatically drop the cost of insurance after your first six months. It doesn't make much sense, but you may need to switch your insurance to a company that offers a transfer discount. Then you can move it back to the first company if you want, and get the discount.  Your independent insurance agent represents multiple companies and can check for you at every renewal to see which company is offering you the best rate based on your unique criteria.

Call Pulse Insurance at 503-489-3143 or complete the contact form if we can help!  We love finding discounts for our customers.